ADP Embedded Payroll is an embedded payroll offering intended for platforms (for example, SMB SaaS, vertical software, POS/payment platforms, banks, and accountants) that wish to provide payroll capabilities within their platform experience without developing a payroll engine in-house. The product is presented as a combination of (a) APIs and/or (b) pre-built or white-labeled user-interface journeys, supported by ADP’s payroll tax and compliance operations and partner-facing commercial resources.
A key nuance: much of the publicly available review material refers to ADP’s broader payroll products (for example, RUN Powered by ADP, Workforce Now, Global Payroll) rather than the embedded-partner product specifically. ADP Embedded Payroll is primarily a B2B2B offering (ADP → platform partner → SMB end customer), which makes partner-level product feedback less visible on common review sites.