BioCatch provides behavioral biometrics and multi-signal telemetry (behavioral, device, and session data) intended to help financial institutions detect and prevent digital fraud and financial crime. The product analyzes user interactions with web and mobile banking (for example, typing cadence, mouse/touch patterns, session flow anomalies, hesitation, and copy/paste behaviors) and combines those signals with device and session indicators to identify risks such as:
- Account takeover (ATO)
- New account fraud / account opening fraud
- Social engineering and authorized push payment (APP) scams (where a legitimate user is manipulated)
- Mule account activity
BioCatch describes its approach as continuous and behavior-centric, aiming to identify fraud that may not be captured by one-time authentication controls.