Divilo

Name: Divilo
Brand: Divilo

AI Native

Payment solutions adapted to your business

Est 2020|Valuation $28.3M|Raised $12.4M|4 Ref Customers

LinkedIn 3K|Web traffic 2K|FTEs 18|HQ Madrid, Community of Madrid, ES

MarketsInvoicing & Payment Processing

01Competitive Landscape

Narrative analysis

Stripe offers a more developed global developer ecosystem and broader integration documentation, which benefits firms that require deep API integration at scale. Divilo's public materials indicate an emphasis on a SoftPOS-first approach for Spain/EU merchants and a local regulatory footprint; this may be preferred by buyers prioritizing a local regulated acquiring relationship.
Compared with established European device/acquirer providers, Divilo differentiates on a Tap-to-Phone-first product orientation and card network membership, while established device providers have broader device portfolios and published fee schedules.

- Stripe offers a more developed global developer ecosystem and broader integration documentation, which benefits firms that require deep API integration at scale. Divilo's public materials indicate an emphasis on a SoftPOS-first approach for Spain/EU merchants and a local regulatory footprint; this may be preferred by buyers prioritizing a local regulated acquiring relationship. - Compared with established European device/acquirer providers, Divilo differentiates on a Tap-to-Phone-first product orientation and card network membership, while established device providers have broader device portfolios and published fee schedules.

	Divilo	Stripe Terminal (Tap to Pay)	myPOS
Starting Price	Marketed as transaction-based pricing with no fixed monthly fee disclosed; card-present rates depend on card type and distribution.	Transaction fees apply; rates vary by region and product (confirm region-specific fees).	Published fee schedules and device pricing; varies by region and card type.
Suitable For	Spain/EU SMBs and field operators seeking SoftPOS-based acceptance without dedicated terminals.	Builders, platforms, and businesses seeking a global payments stack and documented Terminal APIs.	EU/UK SMBs seeking an acquiring account with device options and published fee schedules.
Key Strength	Regulated payment institution in Spain with card network membership; product focus on Tap-to-Phone acceptance.	Broad developer ecosystem, integration documentation, and a global payments stack.	Clear pricing/fees documentation and a range of device options.
Key Weakness	Limited visibility on major review platforms; a smaller public integration ecosystem compared with large global providers.	May require more technical integration and has region-dependent fee structures.	Fees and cross-border rules can be complex; device-plus-service model varies by region.