Balance

Name: Balance
Brand: Balance
Rating: 4.7 (7 reviews)

AI Native

Moving global B2B trade online, by solving for the full transaction lifecycle.

Est 2020|Valuation $356M|Raised $436.6M|31 Ref Customers

LinkedIn 17K|Web traffic 46K|FTEs 134|HQ New York, New York, US

MarketsInvoicing & Payment Processing B2B Payments

01Competitive Landscape

Narrative competitive analysis

Balance vs Resolve Pay: - Resolve Pay focuses on providing sellers with upfront payment and taking on collections responsibility; it positions itself as a specialist for net terms and invoice funding. - Balance offers a broader set of payments and credit features combined with AR automation and marketplace flows. Organizations prioritizing working capital advances may find Resolve Pay easier to evaluate; organizations seeking an integrated payments-plus-credit platform across checkout and marketplace operations may prefer Balance. Balance vs Stripe: - Stripe provides payments and invoicing with public pricing and a large ecosystem of integrations. Stripe does not, by itself, provide a full net-terms underwriting and collections program, so buyers often add a trade-credit partner or implement internal credit processes. Market adoption / trend signals: - Vendor announcements and product updates indicate ongoing product expansion and feature releases.

	Balance (getbalance.com)	Resolve Pay	Stripe (Invoicing / Payments)
Starting Price	Not publicly listed (sales-led process)	Custom plans; some example fees published	Invoicing: public fee schedules plus standard payment processing fees
Primary Use Case	Mid-market/enterprise B2B sellers and marketplaces requiring embedded payments, net terms, and AR automation	Sellers prioritizing net terms with funding and collections services	Teams needing payments and invoicing with transparent pricing; net terms typically requires additional partners or internal credit operations
Key Strength	Integrated offering combining payments, trade credit underwriting, AR automation, and marketplace payout flows; multi-currency capabilities	Focused credit-to-cash services with invoice financing and collections operations	Transparent pricing, extensive developer ecosystem, global scale and payments coverage
Key Weakness	Opaque pricing and limited independent review volume; some procurement friction on security documentation discoverability	Sales-led engagement; less emphasis on payments stack optimization for global rails	Does not inherently provide trade-credit underwriting and collections for net terms; may require add-ons or custom development

01Competitive Landscape

Narrative competitive analysis

Balance vs Resolve Pay:

Resolve Pay focuses on providing sellers with upfront payment and taking on collections responsibility; it positions itself as a specialist for net terms and invoice funding.
Balance offers a broader set of payments and credit features combined with AR automation and marketplace flows. Organizations prioritizing working capital advances may find Resolve Pay easier to evaluate; organizations seeking an integrated payments-plus-credit platform across checkout and marketplace operations may prefer Balance.

Balance vs Stripe:

Stripe provides payments and invoicing with public pricing and a large ecosystem of integrations. Stripe does not, by itself, provide a full net-terms underwriting and collections program, so buyers often add a trade-credit partner or implement internal credit processes.

Market adoption / trend signals:

Vendor announcements and product updates indicate ongoing product expansion and feature releases.

	Balance (getbalance.com)	Resolve Pay	Stripe (Invoicing / Payments)
Starting Price	Not publicly listed (sales-led process)	Custom plans; some example fees published	Invoicing: public fee schedules plus standard payment processing fees
Primary Use Case	Mid-market/enterprise B2B sellers and marketplaces requiring embedded payments, net terms, and AR automation	Sellers prioritizing net terms with funding and collections services	Teams needing payments and invoicing with transparent pricing; net terms typically requires additional partners or internal credit operations
Key Strength	Integrated offering combining payments, trade credit underwriting, AR automation, and marketplace payout flows; multi-currency capabilities	Focused credit-to-cash services with invoice financing and collections operations	Transparent pricing, extensive developer ecosystem, global scale and payments coverage
Key Weakness	Opaque pricing and limited independent review volume; some procurement friction on security documentation discoverability	Sales-led engagement; less emphasis on payments stack optimization for global rails	Does not inherently provide trade-credit underwriting and collections for net terms; may require add-ons or custom development