Hotmart is a creator-economy commerce platform that facilitates selling and delivering digital products globally—commonly online courses, e-books, communities, and other downloadable/streaming content—using Hotmart’s checkout/payment rails (Hotpay), an affiliate system, and member-area delivery (e.g., Hotmart Club). The company also operates a marketplace where products can be listed and discovered by buyers.
In practice, Hotmart serves two operational roles with different buyer and seller experiences:
1. Merchant-of-record/payment processor and digital delivery layer for creators: creators use Hotmart to monetize and manage sales operations.
2. Checkout/merchant descriptor for consumers buying digital products: many complaints originate from end-consumers who purchased (or were charged for) third-party products sold via Hotmart.