Konsentus is a B2B RegTech / trust-infrastructure provider for Open Banking and broader Open Finance ecosystems. Its core proposition is to provide verification services for the identity and regulatory authorization of ecosystem participants and to operate directory services intended to reduce fraud risk and operational complexity in open-data/API access environments. The vendor also provides advisory services for countries and markets implementing open finance programs.
The vendor offers technology infrastructure and advisory services intended to assist countries and institutions in establishing and operating open finance ecosystems, with a focus on directories and participant verification.
Key products/solution areas:
- Konsentus Verify: A directory-backed API/portal service for third‑party identity and regulatory-status checking (PISPs, AISPs, ASPSPs acting as TPPs, EMIs, credit institutions). It can be invoked at onboarding and/or at the time of each API access request.
- Konsentus Open Trust Platform: An umbrella framing for directory and trust framework capabilities.
- Directory Services / Transparency Directory: Centralized repositories of standardized participant information intended to improve operational efficiency (queries, dispute resolution, contactability, permissions tracking).
- Certificate Chain Service: A component described by the vendor aimed at simplifying onboarding and certificate-related trust-chain handling.