Kredito

Name: Kredito
Brand: Kredito

Herramientas financieras para hacer crecer tu negocio. 100% digital y pensadas en tu pyme. Empresa B certificada.

Est 2019|Raised $11.5M|3 Ref Customers

LinkedIn 4K|Web traffic 20K|FTEs 21|HQ Santiago, Santiago Metropolitan Region, CL

01Competitive Landscape

Narrative analysis

Where Kredito appears to provide combined functionality - Kredito’s product packaging consolidates invoice advance, a business account, a prepaid virtual card, and basic reporting within a single service offering with SII connectivity. Where competitors may be stronger - Xepelin and Cumplo publish more extensive public content and vendor-published metrics; they may be perceived as having clearer documentation about onboarding and pricing mechanics. These are vendor-published claims and should be validated by buyers. Adoption/market signals - Press coverage and company-database reports indicate initial market adoption and investor interest. These items describe historical traction but do not replace current, independently verified customer satisfaction or operational metrics.

	Kredito (kredito.cl)	Xepelin (xepelin.com)	Cumplo (cumplo.com)
Starting Price	Cuenta Empresa: monthly subscription + factoring fees (public pages show inconsistent published figures); simulators indicate multiple fee components	Platform registration often presented as zero with costs applied per financing; public simulators and materials detail scenario-based rates	Pricing varies by product; site provides scenario-based comparisons and references context-specific costs
Suitable For	SMBs seeking invoice-based financing plus a web-based business account and a virtual prepaid card	SMBs seeking financing tools with platform-level content and public simulators	SMBs seeking financing via a marketplace model and access to multiple financiers
Key Strength	Integrated bundle of invoice financing, a business account, and virtual card under a single service login; SII integration for invoice visibility	Public-facing process documentation and simulators; broader public content about onboarding and documentation	Marketplace model with vendor-published metrics about cumulative financed volume
Key Weakness	Limited third-party reviews; some public pricing inconsistencies; no native mobile app (per help center)	Document requirements and processes may be more elaborate; rates vary by use case	Marketplace dynamics can introduce complexity and may not be suited to urgent funding needs

01Competitive Landscape

Narrative analysis

Where Kredito appears to provide combined functionality

Kredito’s product packaging consolidates invoice advance, a business account, a prepaid virtual card, and basic reporting within a single service offering with SII connectivity.

Where competitors may be stronger

Xepelin and Cumplo publish more extensive public content and vendor-published metrics; they may be perceived as having clearer documentation about onboarding and pricing mechanics. These are vendor-published claims and should be validated by buyers.

Adoption/market signals

Press coverage and company-database reports indicate initial market adoption and investor interest. These items describe historical traction but do not replace current, independently verified customer satisfaction or operational metrics.

	Kredito (kredito.cl)	Xepelin (xepelin.com)	Cumplo (cumplo.com)
Starting Price	Cuenta Empresa: monthly subscription + factoring fees (public pages show inconsistent published figures); simulators indicate multiple fee components	Platform registration often presented as zero with costs applied per financing; public simulators and materials detail scenario-based rates	Pricing varies by product; site provides scenario-based comparisons and references context-specific costs
Suitable For	SMBs seeking invoice-based financing plus a web-based business account and a virtual prepaid card	SMBs seeking financing tools with platform-level content and public simulators	SMBs seeking financing via a marketplace model and access to multiple financiers
Key Strength	Integrated bundle of invoice financing, a business account, and virtual card under a single service login; SII integration for invoice visibility	Public-facing process documentation and simulators; broader public content about onboarding and documentation	Marketplace model with vendor-published metrics about cumulative financed volume
Key Weakness	Limited third-party reviews; some public pricing inconsistencies; no native mobile app (per help center)	Document requirements and processes may be more elaborate; rates vary by use case	Marketplace dynamics can introduce complexity and may not be suited to urgent funding needs

Kredito

01Competitive Landscape

Narrative analysis

02Market Map

01Competitive Landscape

Narrative analysis

02Market Map