Long Term Care Group (LTCG) is primarily a business-process outsourcing (BPO) and third-party administration (TPA) provider for the long-term care (LTC) insurance industry. Rather than being a software-first vendor like many EHR or core system providers, LTCG’s core offering is operational administration combined with clinical services and supporting portals/tools that insurers use to operate LTC blocks and hybrid life/LTC products.
Based on company and press descriptions, LTCG’s services commonly include:
- New business services: application processing and underwriting support
- In-force policy administration
- Claims administration (including claims intake, eligibility determination, payment administration)
- Care management / clinical services (e.g., assessments, care planning)
- Provider network and provider data management (e.g., provider profiles, documents)
- Risk management / analytics (e.g., fraud analytics, investigation services)
LTCG also powers and operates web portals used by policyholders and providers (for example, ProviderHub and white-labeled policyholder portals) and related digital workflows. Vendor materials indicate ProviderHub launch and policyholder portal support for specific carriers.