PaymentCloud

Name: PaymentCloud
Brand: PaymentCloud
Rating: 4.5 (865 reviews)

Find a Payment Solution That Fits Your Business

Est 2015|Raised $45M|9 Ref Customers

LinkedIn 5K|Web traffic 53K|FTEs 65|HQ Encino, California, US

MarketsInvoicing & Payment Processing

01Competitive Landscape

Narrative analysis

PaymentCloud vs Soar Payments: Soar emphasizes a digital quote/approval process and messaging around pricing transparency, while PaymentCloud emphasizes account-managed placement for higher-risk segments. Actual outcomes depend on the acquiring bank's offer (rate, reserve, settlement timing, monthly minimum).
PaymentCloud vs PayKings: PayKings markets approval speed and scale statistics; PaymentCloud positions itself around managed support and placement for high-risk verticals. Buyers should verify any vendor metrics and request methodology.

- PaymentCloud vs Soar Payments: Soar emphasizes a digital quote/approval process and messaging around pricing transparency, while PaymentCloud emphasizes account-managed placement for higher-risk segments. Actual outcomes depend on the acquiring bank's offer (rate, reserve, settlement timing, monthly minimum). - PaymentCloud vs PayKings: PayKings markets approval speed and scale statistics; PaymentCloud positions itself around managed support and placement for high-risk verticals. Buyers should verify any vendor metrics and request methodology.

Market share and adoption trends

No authoritative market share figures specific to PaymentCloud were identified in this research set.

	PaymentCloud	Soar Payments (SoarPay)	PayKings
Starting Price	Quote-based; not published as a fixed tier	Quote-based; third-party sources cite varying monthly fees depending on risk	Quote-based; vendor materials emphasize approval speed and scale statistics
Intended Use	Higher-risk merchants requiring managed account placement and assigned account management	High-risk and regulated industries; emphasizes an online quote and onboarding flow	High-risk merchants prioritizing rapid underwriting and scale-focused marketing
Key Strength	Specialization in placing higher-risk merchants and providing managed onboarding support	Online quote flow and a more digital onboarding experience for some merchant types	Marketing emphasis on approval speed and scale metrics; verification required
Key Weakness	Reported issues include reserves/holds and fee disputes; limited public enterprise security documentation	Contract terms and ETF details can vary; fee transparency depends on the final offer	Pricing and terms are not finalized until underwriting; vendor claims require independent validation